Pricing

Medical billing services pricing, published in full

Northgate charges a graduated percentage of what we collect: 7% on the first $25,000 of monthly collections, stepping down to 3% above $500,000, minimum $450 per provider per month. Claims, denials, appeals, posting, statements, A/R follow-up and weekly reporting are included. No setup fee, no onboarding fee, no statement fee, no charge for appeals. Credentialing is a flat fee per provider.

Move the slider. The figure it shows is the figure on your agreement.

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Your monthly collections
$60,000
Live from the published brackets
Providers
1
Your monthly fee
$3,360
Blended rate
5.6%of collections
Billed on
Your trailing 3-month average, recalculated every month
12 months, month to month: $40,320On the 12-month rate: $36,288 save $4,032
Included ClaimsDenialsAppealsPayment postingPatient statementsA/R follow-upWeekly reporting

Billed on your trailing 3-month average of posted collections. Rates move down automatically as you grow. The 12-month agreement is 10% off the bracket rates.

The brackets

How the brackets work

Each slice of your collections is billed at its own rate, the way tax brackets work. Growing past a line never raises the rate on the money below it: no price cliffs, nothing to renegotiate.

Northgate Billing rate brackets by monthly collections
Monthly collectionsRate on that slice
First $25,0007.0%
$25,000 to $50,0005.0%
$50,000 to $100,0003.6%
$100,000 to $250,0003.5%
$250,000 to $500,0003.25%
Above $500,0003.0%
Highlighted rows are the brackets your slider setting reaches. Minimum $450 per provider per month.
Worked examples of the monthly fee at different collection levels
PracticeMonthly collectionsMonthly feeBlended rate
Solo therapist$20,000$1,4007.0%
Two-provider chiropractic clinic$45,000$2,7506.1%
Three-provider PT practice$90,000$4,4404.9%
Eight-provider group$200,000$8,3004.2%
Multi-site group$400,000$14,9253.7%
Every figure is generated from the bracket table, for one provider at each level.

Rates are set on your trailing three-month average of posted collections, recalculated monthly. Grow and your blended rate falls on its own. Dip for a quarter and the minimum protects us while the brackets protect you.

Minimum and specialty factor

The two things that can change the number

Minimum fee

$450 per provider, per month

Applies when 7% of a provider's collections would be under $450, roughly $6,500 a month. Below that, the work does not shrink with the revenue.

Specialty factor

20% to 25% on the bracket rates

DME and HME, EMS and ambulance, and home health: many low-value claims per dollar collected, plus documentation and prior authorization work. Shown in the calculator and on your agreement before you sign.

Nothing else.

No setup fee, no onboarding fee, no statement fee, no per-claim fee, no charge for appeals, no charge for reporting, no charge for calls.

Credentialing

Credentialing services pricing

One flat fee per provider covers your first eight payers, CAQH setup and attestation included, no setup fee. What the fee covers first, then the fee.

What is included

Application preparation and submission, CAQH setup and attestation, follow-up with the payer until the contract is signed or the panel is confirmed closed, a status sheet updated weekly, and a copy of every submission.

What is not included

Payer-side fees and state license fees. You pay those directly.

If a panel is closed

We tell you in writing and you are not charged for that payer.

Credentialing prices
ItemPrice
Initial credentialing and enrollment, per provider, up to 8 payers$1,200
Each additional payer beyond 8, per provider$120
Re-credentialing, per providerPrice pending
Reminders before any enrollment lapses are included. Medicare enrollment through PECOS counts as one of your payers.
Worked examples

One new provider joining five payers: $1,200, because the fee covers up to eight. One provider joining ten payers: $1,200 + 2 × $120 = $1,440. Paid 50% at submission and 50% at approval. If a panel turns out to be closed, that payer is credited back.

Inclusions

What the rate includes, line by line

Every bracket includes all of the following. If a company quotes you a lower rate, check which of these are missing from it.

Included in every bracket

  • Charge entry and claim scrubbing
  • Electronic claim submission within 48 hours of the visit
  • Eligibility and benefits verification before the visit
  • Denial management: every denial worked, corrected and resubmitted
  • Appeals, including written appeals and payer calls
  • Payment posting, ERA and EOB reconciliation
  • Patient statements and balance follow-up
  • A/R follow-up on every claim over 30 days
  • Weekly report and a shared claim status sheet
  • A named account lead with a direct line and email
  • Monthly review call on request

Not included

  • Coding from clinical notes. We bill what your providers code. Coding review is available as an add-on Price pending.
  • Collections agency referral for patient balances over 90 days. We hand off, we do not charge for it.
  • Practice management software. We work inside yours.
Practice marketing

Practice marketing plans

Three plans, the same contents and terms as the practice marketing page.

Practice marketing plans and monthly prices
PlanMonthlyWhat is in it
Google Business ProfilePrice pendingProfile setup and monthly posts, review requests after every visit, monthly report
Website and local SEO$2,000Fast website on your domain, local pages, Google Business Profile management, review requests
GrowthPrice pendingEverything above plus monthly content and paid search management
No setup fee. Month to month after the first 90 days. Ad spend on the Growth plan goes straight to Google and is not included. You see your exact price on the intake form before you pay.
Comparison

How our pricing compares with other models

Published industry guides put percentage pricing at 4% to 10% of net collections, per-claim pricing at $3 to $12, and flat fees at $500 to $2,500 a month. The headline number matters less than what it leaves out.

Medical billing pricing models compared with Northgate
ModelTypical rangeWhere it goes wrongNorthgate
Percentage of collections4% to 10%Low headline rates that exclude denials, statements or appeals, with setup or onboarding fees on top7% to 3% by bracket, everything included, no setup or onboarding fee
Per claim$3 to $12 per claimPays the biller to submit, not to collect. Denial work is often extraNot offered. We are paid when you are
Flat monthly fee$500 to $2,500+Fine for stable volume, penalizes growth and seasonalityOnly as the $450 per provider minimum
In-house billerSalary and benefitsTurnover, coverage gaps, software and clearinghouse costs on topA named account lead and a team behind them. Use the guide below to compare the fully loaded cost
Full breakdown, with the questions to ask about any quote, in our guide: how much does medical billing cost.
Seen a rate under 3%?

They usually apply above $500,000 a month, exclude denial work and statements, or add setup, onboarding or software fees. Send us the quote and we will compare it line by line, in writing, at no cost.

Billing cycle and terms

How and when you pay

InvoiceMonthly, in arrears, calculated on collections posted in the previous month. You see the posted total and the bracket calculation on every invoice.
PaymentACH or card, due 15 days from invoice.
AgreementMonth to month, with 30 days' notice to end. A 12-month agreement is available at 10% off the bracket rates.
Price changesNone during a 12-month term. On month-to-month, 60 days' written notice.
LeavingYour data stays in your software because it never left it. We hand over the status sheet, open A/R notes and all documentation on your last day, at no charge.
Compliance

Percentage-of-collections is the most common pricing model in medical billing. Some states regulate fee arrangements for certain payer types, and government programs have their own rules on how billing vendors may be paid. Where a percentage arrangement is not permitted for part of your payer mix, we bill that portion on a flat per-provider fee instead. This is general information, not legal advice. If your counsel wants to review the agreement, we will walk through it with them.

FAQ

Pricing questions practices ask before they sign

What percentage do medical billing companies charge?

Published industry guides put it at 4% to 10% of net collections. Solo and low-volume practices tend to sit at the top of the range, large groups at the bottom. Northgate charges 7% on the first $25,000 a month, stepping down to 3% above $500,000, and the rate includes denials, appeals, statements and reporting.

How much does medical billing cost per month for a small practice?

A solo practice collecting $20,000 a month pays Northgate $1,400. A three-provider practice collecting $90,000 pays $4,440, a blended 4.9%. The minimum is $450 per provider per month. More examples by practice size are on our page about medical billing services for small practices.

Are there any setup fees or hidden fees?

No. There is no setup fee and no onboarding fee. There is also no statement fee, no per-claim fee and no charge for appeals, reporting or calls. If we ever offer an add-on, you see the price first and say yes or no.

What is the $450 minimum and when does it apply?

It is the least we charge per provider per month. It applies when 7% of that provider's collections would be under $450, which is roughly $6,500 a month in collections. Above that, the brackets apply and the minimum never does.

Do you charge per claim or a flat fee?

No. Per-claim pricing pays a biller to submit, not to collect. A flat fee penalizes growth. The percentage model means we earn more only when you do, and the $450 minimum is the only fixed element.

Is the rate based on gross or net collections?

Net collections: money actually posted to your accounts from payers and patients in the month. Not charges, not billed amounts, not contractual write-offs.

Why is credentialing priced separately?

Credentialing is a project with a defined scope: one provider, a set of payers, a contract with each. A flat fee per provider, covering up to eight payers, means you know the total before we start, and it does not depend on how much you later collect.

Can I switch to the 12-month rate later?

Yes. Any month-to-month client can move to a 12-month agreement and the lower rate applies from the next invoice.

Last updated 12 October 2026. Reviewed by Name, title pending, Northgate Billing.

Free billing audit

Not sure what you are paying today?

Send us a 90-day aging report or ERA summary. We return a written audit within 3 business days showing your denial rate, days in A/R, and what you are paying per dollar collected, including the fees you may not have noticed. No call required.

What comes back, in writing
  • Your denial rate and the top three reasons behind it
  • Days in A/R against the benchmark for your specialty
  • Where the money is leaking and what we estimate is recoverable